Use theory to optimize your portfolio

The right strategy can help protect your wealth and keep you on track for retirement.

No matter what your age or risk tolerance, investing is a lot easier and likely more successful if your perspective is informed by market history.

Being patient and showing discipline are key behaviors.

Annuity myths are harmful because they lead people to dismiss annuities out of hand when they could be a perfect fit.

Real estate investment trusts (REITs) offer an alternative asset to stocks or bonds that provide a convenient way to get income from rental properties without the risks and commitment of owning directly.

Expert insight on pros, cons and optimal strategies when considering converting a traditional IRA to a Roth IRA.